Pre-approval Done
Lawyer checks agreement Today
Order the LIM Day 1
Builder's report Day 2
Finance confirmed Condition date
Know what's next
Every step and deadline, in the order it happens. No guessing what you've forgotten.
Buying a home has a route.
HomeStation lays out the New Zealand home-buying process as a map — 35 stops across six lines. It tracks your deadlines, reads your LIM and builder's reports in plain English, and always shows what comes next.
Free for one property. Built in New Zealand.
Six lines. One home.
Every part of buying a home sits on one of six lines. Pick a line to see its stations.
Stations from different lines happen side by side. The app puts them in the right order for you.
Deal line Making an offer, meeting conditions, and settlement day.
- D1 How it's sold
- D2 Offer
- D3 Negotiate
- D4 Accepted
- D5 Unconditional
- D6 Deposit
- D7 Settlement
- D8 Keys
Money line Deposits, KiwiSaver, loans, and what buying actually costs.
- M1 Budget
- M2 KiwiSaver
- M3 Mortgage adviser
- M4 Pre-approval
- M5 Insurance
- M6 Finance confirmed
- M7 Drawdown
Hunt line Deciding what you want, going to viewings, and comparing homes.
- H1 Wishlist
- H2 Search
- H3 Viewings
- H4 Compare
- H5 The one
Checks line LIM reports, builder’s reports, the property title, and other checks before you commit.
- C1 Title
- C2 LIM
- C3 Builder's report
- C4 Valuation
- C5 Hazards
- C6 All clear
Legal line Choosing a lawyer, the sale and purchase agreement, and transferring ownership.
- L1 Get a lawyer
- L2 Contract
- L3 Conditions
- L4 Satisfied
- L5 Transfer
Move line Movers, utilities, and final checks before and after you move in.
- X1 Final check
- X2 Movers
- X3 Utilities
- X4 Address
What HomeStation does for you
Three jobs that usually live in your head, your inbox and a spreadsheet.
LIM report summary
Example- Review with your lawyer. The deck has a consent but no code compliance certificate.
- Worth noting. An overland flow path crosses part of the section.
- Clear. Rates recorded, nothing owing.
Understand your documents
Upload a LIM or builder's report and get a plain-English summary of what it says, so you know what to ask.
| Kauri St | Rimu Rd | |
|---|---|---|
| Title | Freehold | Cross-lease |
| LIM | 1 question | Clear |
| Builder | Minor | Roof work |
| Commute | 18 min | 32 min |
Compare homes side by side
Put the things that actually decide it next to each other: title, reports, costs, the commute.
M1
How much cash will you need?
Your deposit is only part of it. Move the slider to see a rough total.
Deposit
Under 20%, banks may add a low-equity margin or fee.
Deposit$75,000
Buying costs $5,000 to $10,000
(flat, not tied to price) Cash you'll likely need $80,000 to $85,000
A rough guide. Buying costs don't rise with house price — legal fees, reports, valuation, moving and insurance vary by property and provider instead.
Plain-English guides
Every guide is checked against official New Zealand sources before it's published.
Start hereBuying your first home in NZ: the steps, in order → What is a LIM report, and what does it actually tell you?Can you buy a home in NZ with less than a 20% deposit?Is there a cooling-off period when buying a house in NZ?
Checked against legislation.govt.nz Reserve Bank of NZ Kāinga Ora Consumer Protection Settled.govt.nz LINZ
Simple pricing
Start free. Upgrade once, if you need more. No subscription.
Free
$0
- One property
- Document reading — up to 6 AI analyses
- The full journey map
- Deadline tracking
- All guides
Journey Pass
NZ$79 one-off
All six lines
Valid for 12 months No renewal
- Up to 10 properties
- Document reading — LIM, builder's report, valuation
- Compare properties side by side
- PDF export of any property
- Everything in Free
Questions people ask
Is this financial or legal advice?
No. HomeStation gives you plain-English information. For decisions about your purchase, talk to your lawyer, bank or adviser.
Is the Journey Pass a subscription?
No. It's a single payment of NZ$79 for 12 months. Nothing renews.
Where are my documents stored?
In Sydney, Australia, on Supabase's infrastructure. Our privacy policy explains exactly how they're handled.
Start your map today.
Free for one property.