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Free guides to buying a home in NZ

Clear answers to the questions people ask when buying a home in New Zealand. Free, no signup, and written for NZ rules.

Start hereBuying your first home in NZ: the steps, in order →

Deal line

Making an offer, meeting conditions, and settlement day.

D4 Deal lineIs there a cooling-off period when buying a house in NZ?

Money line

Deposits, KiwiSaver, loans, and what buying actually costs.

M1 Money lineCan you buy a home in NZ with less than a 20% deposit?M1 Money lineHow much does it cost to buy a house in NZ? The full list M2 Money lineKiwiSaver first home withdrawal: the timeline that catches people out M2 Money lineKiwiSaver first home withdrawal: do you have to live in the house?

Checks line

LIM reports, builder’s reports, the property title, and other checks before you commit.

C1 Checks lineFreehold, cross-lease or unit title: what are you actually buying?C2 Checks lineWhat is a LIM report, and what does it actually tell you?C5 Checks lineNatural hazards on your LIM: what councils must now disclose C3 Checks lineBuilder's report NZ: what it costs, what it covers, what it misses